Our retail insurance policies include a range of coverage options designed to meet the specific needs of your business:

• Property Insurance: Covers your store’s building, contents, inventory, and fixtures against damage or loss due to fire, theft, vandalism, and other covered perils.

• General Liability Insurance: Protects your business against claims for bodily injury, property damage, and personal injury that occur as a result of your operations, including customer injuries on your premises.

• Business Interruption Coverage: Helps cover lost income and operating expenses if your store is temporarily unable to operate due to a covered event, such as a fire or natural disaster.

• Workers' Compensation: Provides coverage for medical expenses and lost wages for employees who are injured on the job, ensuring compliance with state regulations.

• Theft and Vandalism Coverage: Protects against losses due to theft, shoplifting, and vandalism, covering both merchandise and property damage.

• Cyber Liability Insurance: Provides protection against data breaches, cyber-attacks, and other digital threats, covering legal fees, notification costs, and credit monitoring services for affected customers.

• Commercial Auto Insurance: Covers your business vehicles, including delivery vans, against accidents, theft, and damage.

• Employment Practices Liability Insurance: Protects your business against claims of wrongful termination, discrimination, harassment, and other employment-related issues.