Restaurant Insurance
Restaurant Insurance
Protect your restaurant with comprehensive coverage from Full Sail Insurance. Whether you run a small café, a fine dining establishment, or a chain of eateries, our tailored insurance solutions ensure that your restaurant is protected from the unexpected.
Why You Need Restaurant Insurance
Operating a restaurant involves unique risks, from property damage and liability claims to employee injuries and food safety issues. Restaurant insurance provides essential protection to keep your operations running smoothly and your business thriving.
Coverage Options
Our restaurant insurance policies include a range of coverage options designed to meet the specific needs of your business:
-
Property Insurance: Covers your restaurant’s building, contents, equipment, and inventory against damage or loss due to fire, theft, vandalism, and other covered perils.
-
General Liability Insurance: Protects your business against claims for bodily injury, property damage, and personal injury that occur as a result of your operations.
-
Liquor Liability Insurance: Provides protection against claims related to the sale or distribution of alcoholic beverages, including incidents involving intoxicated customers.
-
Business Interruption Coverage: Helps cover lost income and operating expenses if your restaurant is temporarily unable to operate due to a covered event.
-
Workers' Compensation: Provides coverage for medical expenses and lost wages for employees who are injured on the job, ensuring compliance with state regulations.
-
Food Contamination and Spoilage Insurance*: Covers the cost of lost inventory and cleanup due to food contamination or spoilage.
*coverage is subject to individual policy jacket -
Equipment Breakdown Coverage: Covers the cost of repairing or replacing essential equipment that breaks down due to mechanical or electrical failure.
-
Commercial Auto Insurance: Covers your business vehicles, including delivery vans, against accidents, theft, and damage.
Benefits of Choosing Full Sail Insurance
At Full Sail Insurance, we understand the unique needs of restaurants in Annapolis, MD, and beyond. Here’s why businesses trust us with their restaurant insurance:
Personalized Service
We take the time to understand your restaurant and its specific requirements, offering customized insurance solutions that fit your needs.
Expert Guidance
Our experienced agents provide expert advice and support, helping you navigate the complexities of restaurant insurance.
Local Expertise
As a trusted local advisor in Anne Arundel County, we are familiar with the regional risks and regulations, ensuring your coverage is comprehensive and compliant.
Competitive Rates
We work with multiple insurance carriers to find you the best coverage at competitive rates, helping you save on your premiums.
