Landlord & Property Owners Insurance
Landlord & Property Owners Insurance
Owning rental properties comes with unique risks, from property damage and liability claims to tenant disputes and loss of rental income. Landlord and property owners insurance provides essential protection to keep your properties secure and your investments profitable.
Why You Need Landlord & Property Owners Insurance
Owning rental properties comes with unique risks, from property damage and liability claims to tenant disputes and loss of rental income. Landlord & Property Owners Insurance provides essential protection for your investments, ensuring that you are covered against unforeseen events. Whether it’s a burst pipe, a tenant injury, or legal issues, this insurance safeguards your properties and your financial well-being, allowing you to manage your rentals with confidence and peace of mind. Protect your assets and income with comprehensive coverage designed specifically for landlords and property owners.
Coverage Options
Our contractor’s insurance policies include a range of coverage options designed to meet the specific needs of your business:
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Property Insurance: Covers your rental properties against damage or loss due to fire, theft, vandalism, and other covered perils. This includes coverage for the building structure and any owned contents within the property.
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Liability Coverage: Protects you against claims for bodily injury and property damage that occur on your rental property, covering legal fees, medical expenses, and settlements.
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Loss of Rental Income: Provides coverage for lost rental income if your property becomes uninhabitable due to a covered event, ensuring your cash flow remains stable during repairs.
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Tenant Move Back Expenses: Covers the cost of moving tenants back into the property after repairs from a covered​ loss.
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Legal Expense Coverage: Helps cover legal costs associated with defense against liability claims.
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Equipment Breakdown Coverage*: Covers the cost of repairing or replacing essential equipment, such as HVAC systems and boilers, that break down due to mechanical or electrical failure.
*coverage is subject to individual policy jacket
Benefits of Choosing Full Sail Insurance
At Full Sail Insurance, we understand the unique needs of landlords and property owners in Annapolis, MD, and beyond. Here’s why property owners trust us with their insurance needs:
Personalized Service
We take the time to understand your properties and their specific requirements, offering customized insurance solutions that fit your needs.
Expert Guidance
Our experienced agents provide expert advice and support, helping you navigate the complexities of landlord and property owners insurance.
Local Expertise
As a trusted local advisor in Anne Arundel County, we are familiar with the regional risks and regulations, ensuring your coverage is comprehensive and compliant.
Competitive Rates
We work with multiple insurance carriers to find you the best coverage at competitive rates, helping you save on your premiums.
